Cambridge Life Solutions Client Graduates from the Program in less than 6 months. Saves over $30,554.65 over 72.28% | Cambridge Life Solutions Proven Results
July 26, 2011
Cambridge Life Solutions proudly announces client graduation from the program. Cambridge Life Solutions successfully negotiated $42,254.65 in debt down to $11,700 as payment in full. The client saved over $30,554.65 off of the balances they owed. The client saved over 72.28% and received the fresh start they desperately needed; all achieved within a 6 month program.
Had the client continued to make minimum payments on this debt, it would have taken them over 29.32 Years and they would have paid over $88,788.72 in principal & interest; based on a 19% interest rate.
Cambridge Life Solutions capitalized on the "bulk settlements" method and achieves the greatest savings on behalf of their clients.
Cambridge Life Solutions provides this analogy: if asked to buy only 1 apple compared to someone who said they wanted to buy 300 apples, who do you think would get the better price per apple? Usually the person buying the greatest quantity gets the greatest savings. The same rules tend to apply for Cambridge Life Solutions.
If a person contacts their creditor and asks to settle their $10,000 balance they might on average get 15 - 20% off, saving $2,000 dollars overall. That person would still need to pay $8,000 back to their creditor. Now imagine Cambridge Life Solutions contacts that same creditor mentioning they also represent 100 clients holding that same card, each owing $10,000 and all together collectively owe $1,000,000 outstanding! Typically that creditor is going to offer Cambridge Life Solutions greater savings; in the range of 40 - 70%, maybe even more.
The methodology is simple because it's a win-win for Cambridge Life Solutions clients and their creditors. In the analogy above each client could end up saving over $7,000 each and the creditor is pleased because they received $300,000 in overall outstanding debt owed between 100 clients as payment in full. "Buying in Bulk" or "Settling in Bulk" is a very effective tool Cambridge Life Solutions uses to achieve the greatest savings on behalf of their clients.
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Wednesday, July 27, 2011
Wednesday, July 20, 2011
Cambridge Life Solutions Complaints | "0" Complaints
Cambridge Life Solutions Complaints
Cambridge Life Solutions Complaints Department is proud to hold "0" complaints with the Better Business Bureau (BBB). Cambridge Life Solutions Complaints Department believes this is a testament to the level of customer service we provide our clients. A consumer should never have to rely on a third party to voice their concerns or frustrations.
Cambridge Life Solutions Complaints
Department wants all our customers to know that if they ever have a question or concern, we will always immediately address the issue and be there for them. If you ever feel you are not being promptly serviced or your needs are not being addressed please contact our Customer Excellence Department by email: customerexcellence@cambridgels.ca.
Cambridge Life Solutions Complaints Department truly believes in this quote: "The goal as a company is to have customer service that is not just the best but legendary."
- Sam Walton, Founder of Wal-Mart
Cambridge Life Solutions Complaints Department is proud to hold "0" complaints with the Better Business Bureau (BBB). Cambridge Life Solutions Complaints Department believes this is a testament to the level of customer service we provide our clients. A consumer should never have to rely on a third party to voice their concerns or frustrations.
Cambridge Life Solutions Complaints
Department wants all our customers to know that if they ever have a question or concern, we will always immediately address the issue and be there for them. If you ever feel you are not being promptly serviced or your needs are not being addressed please contact our Customer Excellence Department by email: customerexcellence@cambridgels.ca.
Cambridge Life Solutions Complaints Department truly believes in this quote: "The goal as a company is to have customer service that is not just the best but legendary."
- Sam Walton, Founder of Wal-Mart
Friday, July 15, 2011
Cambridge Life Solutions | Customer Reviews
Cambridge Life Solutions Canada Reviews & Comments
Relieving the stress and anxiety that comes with debt is what Cambridge Life Solutions Canada does every day for our customers. We strive to give our customers back the quality of life they deserve and more importantly a customer service level second to none. The character of a company is truly defined by its employees & service. These are just a handful of comments and reviews Cambridge Life Solutions have received from clients.
"Customer Service is a just a day in, day out ongoing, never ending, unremitting, persevering, compassionate, type of activity." - Leon Gorman, CEO L.L.Bean
CLICK LINK TO FIND OUT WHAT OUR CUSTOMERS ARE SAYING ABOUT OUR PROGRAM & SERVICE
http://cambridgels.ca/ClientComments.aspx
Relieving the stress and anxiety that comes with debt is what Cambridge Life Solutions Canada does every day for our customers. We strive to give our customers back the quality of life they deserve and more importantly a customer service level second to none. The character of a company is truly defined by its employees & service. These are just a handful of comments and reviews Cambridge Life Solutions have received from clients.
"Customer Service is a just a day in, day out ongoing, never ending, unremitting, persevering, compassionate, type of activity." - Leon Gorman, CEO L.L.Bean
CLICK LINK TO FIND OUT WHAT OUR CUSTOMERS ARE SAYING ABOUT OUR PROGRAM & SERVICE
http://cambridgels.ca/ClientComments.aspx
Thursday, July 14, 2011
Cambridge Life Solutions BBB | Better Business Burea Rating
Cambridge Life Solutions Better Business Bureau (BBB) Business Rating & Review
Dated 7/14/2011
Cambridge Life Solutions holds a Better Business Bureau (BBB) rating of "B".
BBB Business Review
Cambridge Life Solutions wishes to become an accredited Better Business Bureau (BBB) member. Currently Cambridge Life Solutions cannot become an accredited Better Business Bureau (BBB) member as determined by the Better Business Bureau (BBB) for the following reasons:
BBB Business Reason for Rating
Cambridge Life Solutions simply needs to wait for the Better Business Bureau's (BBB) seasoning period in order to apply for accreditation membership. Cambridge Life Solutions is only a few months away from being able to apply for membership with the BBB. The length of business requirement does not take into account unfortunately that the management team of Cambridge Life Solutions collectively holds over 25 years of experience in the debt negotiation and finance industry. Cambridge Life Solutions respects the wishes, rules and guidelines outlined by the Better Business Bureau (BBB) regarding membership and Cambridge Life Solutions looks forward to the day where we can proudly display our accreditation and the Better Business Bureau Seal. Cambridge Life Solutions is extremely confident that if the length of time was not a factor, Cambridge Life Solutions would hold an "A" rating with the Better Business Bureau (BBB.)
Cambridge Life Solutions has "0" Complaints with the Better Business Bureau (BBB).
Complaints with the Better Business Bureau
Cambridge Life Solutions is proud to hold "0" complaints with the Better Business Bureau (BBB). Cambridge Life Solutions believes this is a testament to the level of customer service we provide our clients. A consumer should never have to rely on a third party to voice their concerns or frustrations. We want all our customers to know that if they ever have a question or concern, we will always immediately address the issue and be there for them. If you ever feel you are not being promptly serviced or your needs are not being addressed please contact our Customer Excellence Department at (877) 451 - 9528 or by email: customerexcellence@cambridgels.ca.
Dated 7/14/2011
Cambridge Life Solutions holds a Better Business Bureau (BBB) rating of "B".
BBB Business Review
Cambridge Life Solutions wishes to become an accredited Better Business Bureau (BBB) member. Currently Cambridge Life Solutions cannot become an accredited Better Business Bureau (BBB) member as determined by the Better Business Bureau (BBB) for the following reasons:
BBB Business Reason for Rating
Cambridge Life Solutions simply needs to wait for the Better Business Bureau's (BBB) seasoning period in order to apply for accreditation membership. Cambridge Life Solutions is only a few months away from being able to apply for membership with the BBB. The length of business requirement does not take into account unfortunately that the management team of Cambridge Life Solutions collectively holds over 25 years of experience in the debt negotiation and finance industry. Cambridge Life Solutions respects the wishes, rules and guidelines outlined by the Better Business Bureau (BBB) regarding membership and Cambridge Life Solutions looks forward to the day where we can proudly display our accreditation and the Better Business Bureau Seal. Cambridge Life Solutions is extremely confident that if the length of time was not a factor, Cambridge Life Solutions would hold an "A" rating with the Better Business Bureau (BBB.)
Cambridge Life Solutions has "0" Complaints with the Better Business Bureau (BBB).
Complaints with the Better Business Bureau
Cambridge Life Solutions is proud to hold "0" complaints with the Better Business Bureau (BBB). Cambridge Life Solutions believes this is a testament to the level of customer service we provide our clients. A consumer should never have to rely on a third party to voice their concerns or frustrations. We want all our customers to know that if they ever have a question or concern, we will always immediately address the issue and be there for them. If you ever feel you are not being promptly serviced or your needs are not being addressed please contact our Customer Excellence Department at (877) 451 - 9528 or by email: customerexcellence@cambridgels.ca.
Wednesday, July 13, 2011
Cambridge Life Solutions Canada | Truth About Credit Cards
The Truth About Credit Cards
Minimum Payments
The Current Path
Below is the number of years to pay off a credit card balance based on 19% interest and a minimum monthly of 2.1% of the outstanding balance. Usually credit cards require a minimum monthly payment between 2.0% and 2.5% of the outstanding balance.
Source: CNN Money
Debt Amount Pay Back
(Including Principal & Interest) How Long Will It Take
Debt Amount $20,000
Pay Back (Including Principal & Interest) $55,370.41 !!!!!!!!!!!!!!!!!!!!!
How Long Will It Take 53 YEARS 3 MONTHS !!!!!!!!!!!!!!
FIND OUT MORE INFORMATION - CLICK HERE http://cambridgels.ca/Truth.aspx or Call Cambridge Life Solutions Canada for a free no risk consultation at 877 473 8008
Minimum Payments
The Current Path
Below is the number of years to pay off a credit card balance based on 19% interest and a minimum monthly of 2.1% of the outstanding balance. Usually credit cards require a minimum monthly payment between 2.0% and 2.5% of the outstanding balance.
Source: CNN Money
Debt Amount Pay Back
(Including Principal & Interest) How Long Will It Take
Debt Amount $20,000
Pay Back (Including Principal & Interest) $55,370.41 !!!!!!!!!!!!!!!!!!!!!
How Long Will It Take 53 YEARS 3 MONTHS !!!!!!!!!!!!!!
FIND OUT MORE INFORMATION - CLICK HERE http://cambridgels.ca/Truth.aspx or Call Cambridge Life Solutions Canada for a free no risk consultation at 877 473 8008
Tuesday, July 12, 2011
Cambridge Life Solutions Claims Check Out | Review - Canada
Cambridge Life Solutions Canada - Proven Results - Actual Settlement Offers
Credit card and collection companies may make claims that they do not work with Cambridge Life Solutions Canada. Even most of our competitors that offer other financial hardship programs such as credit counselling or debt consolidation want to discredit the debt negotiation program and the services Cambridge Life Solutions Canada offers.
Here is the reality, for those Canadians struggling to make minimum payments month after month or for those who are not able to make a minimum payment at all, their debt has a strong possibility of outliving them. Unfortunately, some credit card and collection companies will target those Canadians who owe thousands in debt and have high daily compounding interest rates of 19%, 20%, 25%, or even 32%, and use fear, intimidation, and, sometimes lies to keep their customers on the same path they have always been on, which only leads to stress and a life destined for indebtedness.
At this point, you are probably wondering why credit card companies, collection companies, and competitors would use these tactics. The answer is simple. Paying your minimum payments makes the credit card companies a lot of money, but so do Credit Counselling and Debt Consolidation programs because you still pay a daily compounding interest rate!
Don't take our word for it, let us put our money where our mouth is and support our claims with the following examples.
Example A: Making Minimum Payments
John has a balance of $20,000 that he owes on his credit card. His credit card company charges him a 19% daily compounding interest rate. Making just the minimum payment, he will have to pay $516.67 each month.
At this rate, paying only the minimum payments it will take John 34.42 YEARS to pay back over $51,072.75 in interest and principal!
Example B: Credit Counselling or Debt Consolidation Loans
John decides to work with a credit counseling or debt consolidation company. They contact his creditor and are able to decrease his interest rate from 19% to 7%.
John is very excited about this, except after doing the calculation he realizes that even at a 7% interest rate it is still going to take him over 5 Years to pay back more than 25,018.27 in interest and principal.
Example C: Cambridge Life Solutions Canada Debt Negotiation Program
John enrolls his account with a balance of $20,000 into the Cambridge Life Solutions Canada debt negotiation program. Cambridge Life Solutions is able to negotiate a settlement offer with his creditor based on his budgetary analysis and financial hardship. John approves the settlement offer and accepts because he only has to pay back $13,000 which not only includes the settlement amount paid to the creditor, but also any fees associated with our service. Oh, and he was able to pay off this debt in less than 2 Years!
John saves over $7,000 in just the principal. NONE of the programs above can save you on the principal of what you owe!!!
Compared to Example A, John saves over $38,072.75 in principal and interest and doesn’t have to stress for the next 32 YEARS about how to pay off the debt.
Compared to Example B, John saves over $12,018.27 in principal and interest and eliminates his debt 2 YEARS sooner than other programs.
If you’re still not convinced the Cambridge Life Solutions debt negotiation program may help you eliminate your debt, then click the link below to see Actual Settlements received on behalf of our Cambridge Life Solutions Canada clients.
http://cambridgels.ca/Settlements.aspx
Credit card and collection companies may make claims that they do not work with Cambridge Life Solutions Canada. Even most of our competitors that offer other financial hardship programs such as credit counselling or debt consolidation want to discredit the debt negotiation program and the services Cambridge Life Solutions Canada offers.
Here is the reality, for those Canadians struggling to make minimum payments month after month or for those who are not able to make a minimum payment at all, their debt has a strong possibility of outliving them. Unfortunately, some credit card and collection companies will target those Canadians who owe thousands in debt and have high daily compounding interest rates of 19%, 20%, 25%, or even 32%, and use fear, intimidation, and, sometimes lies to keep their customers on the same path they have always been on, which only leads to stress and a life destined for indebtedness.
At this point, you are probably wondering why credit card companies, collection companies, and competitors would use these tactics. The answer is simple. Paying your minimum payments makes the credit card companies a lot of money, but so do Credit Counselling and Debt Consolidation programs because you still pay a daily compounding interest rate!
Don't take our word for it, let us put our money where our mouth is and support our claims with the following examples.
Example A: Making Minimum Payments
John has a balance of $20,000 that he owes on his credit card. His credit card company charges him a 19% daily compounding interest rate. Making just the minimum payment, he will have to pay $516.67 each month.
At this rate, paying only the minimum payments it will take John 34.42 YEARS to pay back over $51,072.75 in interest and principal!
Example B: Credit Counselling or Debt Consolidation Loans
John decides to work with a credit counseling or debt consolidation company. They contact his creditor and are able to decrease his interest rate from 19% to 7%.
John is very excited about this, except after doing the calculation he realizes that even at a 7% interest rate it is still going to take him over 5 Years to pay back more than 25,018.27 in interest and principal.
Example C: Cambridge Life Solutions Canada Debt Negotiation Program
John enrolls his account with a balance of $20,000 into the Cambridge Life Solutions Canada debt negotiation program. Cambridge Life Solutions is able to negotiate a settlement offer with his creditor based on his budgetary analysis and financial hardship. John approves the settlement offer and accepts because he only has to pay back $13,000 which not only includes the settlement amount paid to the creditor, but also any fees associated with our service. Oh, and he was able to pay off this debt in less than 2 Years!
John saves over $7,000 in just the principal. NONE of the programs above can save you on the principal of what you owe!!!
Compared to Example A, John saves over $38,072.75 in principal and interest and doesn’t have to stress for the next 32 YEARS about how to pay off the debt.
Compared to Example B, John saves over $12,018.27 in principal and interest and eliminates his debt 2 YEARS sooner than other programs.
If you’re still not convinced the Cambridge Life Solutions debt negotiation program may help you eliminate your debt, then click the link below to see Actual Settlements received on behalf of our Cambridge Life Solutions Canada clients.
http://cambridgels.ca/Settlements.aspx
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